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What is a Personal Loan

If you need extra cash on hand urgently, taking up a personal loan is an excellent idea. A personal loan allows you access to a sum of money and you will only need to pay back a fixed amount at the end of each month.

There are 3 options for consumers out in the market – Borrowing money from a bank, approaching a licensed moneylender or borrowing money from illegal loansharks. We are sure none of you would want to approach the latter for money!

When you approach IP Credit, you can be sure that your needs will be well taken care of. We will not ask for personal information such as your SingPass. Neither will you need to deposit your personal identification card until you pay off your loan. We offer 2 main types of personal loans – secured or unsecured. Secured loans require a collateral such as your property whereas an unsecured one does not require such. There are pros and cons to each type of loan.

Personal loans will also help to improve cash flow and settle bills that are due immediately. This way, your cash flow will be kept constant and you do not need to default on important bills. We will however try our best to give you the most value for money package compared to other competitors.

At IP Credit, we are eager to help our customers tide over tough times and working out a repayment plan that is reasonable and achievable. We believe that a good personal loan is able to help you consolidate your debts and relieve the pressure on you. At the end of each month, there will only be a single bill that you need to pay and this is at a lower interest rate. In the long run, you get to save more money and get yourself out of debt faster.

How do I apply for a Personal Loan

You can drop us a online application via our page
Contact us at +65 6222 8993

Visit us at our office at
Blk 185 Toa Payoh Central #01-332
Singapore 310185

Requirements for Personal Loan Eligibility

  • Between 21 to 65 years old working individuals
  • Personal Identification Papers(NRIC)
  • Singaporean or Permanent Resident